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Telephone Fraud - posted 11-15-2012

Federal Trade Commission _



Who's Calling ?

Phone Fraud,_Recognize & Report It

Learn about common telemarketing scams and how to avoid them. Please visit this link below-----

FTC_Phone Fraud> to view and or read the >

Let's Say Goodbye to Phone Fraud - Video Transcript


Telemarketing fraud is a crime. Criminals use the phone to commit many different types of fraud, including sweepstakes and lottery frauds, loan fraud, buying club memberships, and credit card scams.

Telephone scammers are good at what they do. They say anything and target everyone to try to cheat people out of money. They may call you and imply that they work for a company you trust, or they may send direct mail or place ads to convince you to call them.

Who's Calling? explains several deceptive telemarketing schemes, and how you can protect yourself against them. In short, you can:

  • Recognize how to identify the most common telemarketing scams.

  • Report phone fraud to the FTC, providing important information to help law enforcement officials bring scammers to justice.

  • Register your phone number on the National Do Not Call Registry. Registering can help limit the number of telemarketing calls you receive, so you can be more alert to calls you do get.


"Sweepstakes & Lotteries Scams"

Be aware !!!!!    This Scam runs rampant during the holidays.

Congratulations, it's your lucky day! You've just won $5,000!

If you get a phone call or a letter with a message like this, be skeptical. Scam artists often use the promise of a valuable prize or award to entice consumers to send money, buy overpriced products or services, or contribute to bogus charities. People who fall for their ploys may end up paying more and more for the products - if they ever get them at all.

How to avoid prize and sweepstakes fraud

The next time you get a "personal" telephone call or letter telling you "it's your lucky day," remember:

  • Don't pay to collect sweepstakes winnings. If you have to pay to collect your winnings, you're not winning - you're buying. Legitimate sweepstakes don't require you to pay "insurance," "taxes", or "shipping and handling charges" to collect your prize.

  • Hold on to your money. Scammers pressure people to wire money through commercial money transfer companies because wiring money is the same as sending cash. When the money's gone, there's very little chance of recovery. Likewise, resist any push to send a check or money order by overnight delivery or courier. Con artists recommend these services so they can get to your money before you realize you've been cheated.

  • Phone numbers can deceive. Some con artists use Internet technology to call you. It allows them to disguise their area code: although it may look like they're calling from your local area, they could be calling from anywhere in the world.

How to recognize a reloader

  • Their offer requires a "recovery fee." Legitimate organizations, like national, state, and local consumer enforcement agencies and non-profit organizations, do not charge or guarantee results for their services to help you get your money back from a telemarketing fraud.

  • Their offer requires you to wire money or send it by a courier.

  • They contact you several times to urge you to buy more merchandise to increase your chances of winning so-called valuable prizes.